A bank may perhaps put together a single prepare or separate options for its facility-dependent evaluation parts, retail lending assessment locations, outside the house retail lending location, or other geographic spots that will be evaluated within the absence of an authorized plan.
(two) A retail lending evaluation space may well not increase outside of a Point out boundary Until the retail lending assessment location consists of counties inside of a multistate MSA.
네이버 블로그는 개인 블로그부터 기업 블로그까지 다양한 정보를 제공합니다. 관심 있는 분야의 블로그를 구독하면 유용한 정보를 얻을 수 있습니다.
A lender that features modified or supplemental effectiveness evaluation elements with accompanying yearly measurable targets in its program must specify in its program once-a-year measurable ambitions that represent “Satisfactory” performance and may specify yearly measurable objectives that constitute “Fantastic” general performance.
네이버 검색창에 원하는 키워드를 입력하면 관련 정보를 빠르게 찾아볼 수 있습니다.
To acquire supporting conclusions for borrower distributions of shut-conclusion property home loan loans, smaller company loans, and smaller farm loans, the Board evaluates the bank's effectiveness by evaluating the Borrower Bank Metric to effectiveness ranges, according to the Borrower Marketplace Benchmark, Borrower Community Benchmark, and multipliers, as explained in paragraphs V.d and V.e of appendix A to this component.
네이버 아이디 또는 개인정보가 포함된 문자 사용은 피해주세요. 블로그 도움말에서 아이디 변경 유의사항을 확인해보세요. 나중에 할게요
Revitalization or stabilization comprises functions that help revitalization or stabilization of qualified census tracts, which includes adaptive reuse of vacant or blighted properties, brownfield redevelopment, guidance of a plan for a company advancement district or principal street method, or some other activity that supports revitalization or stabilization, and that:
The Board evaluates a financial institution's Neighborhood improvement solutions overall performance in a State or multistate MSA, as relevant, or nationwide spot, and assigns a conclusion for the people locations, based on the subsequent two elements:
(A) A replica of the general public segment with the here bank's most recent CRA effectiveness analysis and an index of solutions supplied by the branch; and
(A) For every of the lender's facility-based evaluation locations inside of an MSA, the MSA Nationwide Neighborhood Growth Funding Benchmark measures the greenback volume of Local community improvement loans and community improvement investments that profit or serve MSAs inside the nationwide region for all substantial depository establishments in comparison with deposits situated in the MSAs while in the nationwide spot for all massive depository institutions.
A financial institution that has been approved to get evaluated underneath a strategic plan will have to involve in its community file a replica of that approach when it is in outcome. A bank needn't involve data submitted to the Board with a private basis together with the approach.
(iii) The lender's document of lending to and, as proper, participating in other retail and Group development lending-connected pursuits for borrowers of various money amounts and enterprises and farms of various dimensions;
The Lender Multistate MSA Local community Progress Funding Metric actions the greenback quantity of a bank's Group growth loans and community development investments that profit or provide a multistate MSA in comparison with deposits during the lender located in the multistate MSA, calculated pursuant to paragraph II.g of appendix B to this component.